Renters Insurance

Online Cheap Renters Insurance

Often, renters believe that they are covered by their landlord’s insurance policy. This will disapoint many, but even though landlords do carry insurance, the coverage is only for structural damage to the building – their property. Property belonging to tenants is not covered under the landlords' policies. If a fire were to cause damage to your rental space, your landlord would be covered to rebuild, but your property would be lost and un-covered.

Renters insurance protects your personal property from theft or damage. When you factor in your furniture, clothes, electronics and household appliances, you could be facing the loss of thousands of dollars. Further, you'll have to incur additional living expenses while your home is being repaired or rebuilt. Renters insurance can cover these additional living expenses. A basic renters insurance policy costs anywhere from $12 to $30 a month depending on the coverage you require.

In addition to  providing protection for your personal property, renters insurance also offers liability protection. The coverage extends to injuries and other damages visitors sustain while on the covered property as well as damage you may inadvertently cause to the property. As an example, if a guest in your home falls and gets injured, renters insurance would cover the costs of medical bills plus legal representation in the event of litigation.

All renters should have renters insurance. The degree of coverage depends on many things. If you own a lot of high value property like jewelry or artwork, you'll need to consider additional coverage for those items to be fully protected. Also consider, owners of dogs, may need to buy added liability coverage to cover any damages caused by the pet.

If you want to see what renters insurance might cost for you, just start with your zip code. You'll get a list of insurance companies offering great coverage at unbeatable prices in your area. Pick a few companies and get quotes customized for you.

There are no insurance agents, no pesky phone calls, just great insurance!

Enter your Zip Code to compare Cheap Insurance Quotes

 
 
 

 

Users Say

Lynda H

I bought a motorcycle and wanted to add it to my auto policy. It wasn't expensive, but it was more than I was expecting. I got three quotes at Online Cheap Insurance, and they were all less than what my current company charged. A policy for just my car was even lower than what I was already paying.
2011-01-12T09:11:52+00:00
I got three quotes at Online Cheap Insurance, and they were all less than what my current company charged. A policy for just my car was even lower than what I was already paying.

Jorge A

I filled out a quote form at another website, and I got 16 phone calls from insurance agents. Half of them weren't even in my town. And they wanted the same information that I had already put in the form. Pushy! At Online Cheap Insurance I didn't get any phone calls. I just picked the companies I wanted a quote from.

All the insurance companies here are names you've heard of. There aren't any no-name companies - that makes me feel safe.
2012-08-20T14:47:02+00:00
All the insurance companies here are names you've heard of. There aren't any no-name companies - that makes me feel safe.

James N

I tried a form at cheapcarinsunrance.net, and didn't even get any quotes online, but at least ten phone calls from insurance agents. At OnlineCheapInsurance.com I picked five insurance companies and got quotes instantly. I was even able to buy my policy right from the company's website.
2012-10-06T10:38:47+00:00
I tried a form at cheapcarinsunrance.net, and didn't even get any quotes online, but at least ten phone calls from insurance agents. At OnlineCheapInsurance.com I picked five insurance companies and got quotes instantly. I was even able to buy my policy right from the company's website.

Gerald T

I tried a bunch of other insurance sites for quotes. I filled out a form and got nothing but pushy salesmen calling all hours of the day. I probably got six calls from each form I filled out. When I tried Online Cheap Insurance, I got a list of insurance companies that I instantly recognized. I picked which insurance companies I wanted quotes from. It was really easy.
2013-01-07T22:55:31+00:00
When I tried Online Cheap Insurance, I got a list of insurance companies that I instantly recognized. I picked which insurance companies I wanted quotes from. It was really easy.

Leena D

Just put in my zip code and I got a list of big name insurance companies. Even my current insurance company was on the list! They didn't have the cheapest rate, but they offered better options on towing and rental coverage so I stayed with them. I didn't know I had a good deal until I compared what other companies could offer. I can check here again when it is time to renew my policy!
2013-01-07T22:58:34+00:00
Just put in my zip code and I got a list of big name insurance companies. Even my current insurance company was on the list!